How to obtain a credit card for a discharged bankrupt?

This topic has 6 replies, 4 voices, and was last updated 15 years, 5 months ago by John MacDonald.

Viewing 7 posts - 1 through 7 (of 7 total)

Author

Posts
July 2, 2009 at 8:14 am #23973

John MacDonald
Participant

Don’t know about a proper credit card but you can get a pre pay credit card that builds your credit rating by giving you a loan for the monthly fee then you pay that back, something like £5/month. May or may not be of interest but here’s the link http://www.mycashplus.co.uk/

July 2, 2009 at 9:19 am #2656

i need help
Participant

Which credit card companies will give credit cards to someone who is a discharged bankrupt? A friend of mine was made bankrupt a few years ago, but has been discharged for about 18 months or so. So he can try and build his credit up, which credit card companies would allow him to obtain a credit card? He is not interested in the interest rate etc – he just wants a company who will definitely say yes, as if they say no, it will make his credit scoring worse.

July 3, 2009 at 5:43 pm #23974

claire castro
Participant

thanks for the link

simulation rachat de credit

July 6, 2009 at 1:09 am #23975

grassyscones
Participant

Not sure if that card will do anything to your credit rating as its not linked to your bank in anyway.. I wouldnt mind finding out some other way to fix my credit rating though 😈

July 6, 2009 at 7:57 am #23976

John MacDonald
Participant

I currently use that card and you get a loan for the 12 months monthly fee then they take a £4.95 payment per month to pay it back. Because it is a proper loan it does go to your credit score, it has nothing to do with being linked to your bank, not in the UK anyway.

July 7, 2009 at 11:58 pm #23977

grassyscones
Participant

I currently use that card and you get a loan for the 12 months monthly fee then they take a £4.95 payment per month to pay it back. Because it is a proper loan it does go to your credit score, it has nothing to do with being linked to your bank, not in the UK anyway.

Excellentae… I think ill be signing up for one as soon as i get home 😀

July 8, 2009 at 8:22 am #23978

John MacDonald
Participant

Just remember it’s a pre pay card so you have to top it up first 🙂
Author

Posts